Wednesday, December 2, 2020 / by Jessica Nager
Monday, July 6, 2020 / by Jessica Nager
Buying a house without knowing your budget is sort of like painting your house without knowing the color. When you know your budget, you’ll be better prepared and there will inevitably be fewer surprises.
Hi, I’m Ryan Nager with the Ryan Nager Group and in this video, I’m going to walk you through the 4 buyer closing costs associated with buying a home and what you can expect. Knowing these numbers will help you make wise financial decisions and the truth is... good deals go fast. When you know your numbers, you can't take advantage of good deals without hesitation.
1. Money For Your Down Payment This isn’t so much as cost... as you’re putting it towards the house but it does leave your bank account. Generally, you can see down payments anywhere from 3-20% of the purchase price.
2. Title Costs When you close o ...
Thursday, December 12, 2019 / by Jessica Nager
You might be thinking, sure, homeless…it’s not that serious, is it? The truth is that the crucial period between closings could lead you to couch surfing if you don’t execute your timing correctly. Timing your sale and your purchase at the same time is what will enable you to come out of this successfully.
Since most Americans who own a home will find themselves in this position, I’ve created a&nb ...
Saturday, November 16, 2019 / by Jessica Nager
Determining a price range you’re comfortable with is the most important part of the home buying process—and should be the deciding factor in the types of properties you search for. You’ll be committing to a monthly payment, so you need to decide what you can comfortably afford based on a monthly housing budget. A loan preapproval shouldn’t dictate the intended purchase price of your new home, since the preapproval letter doesn’t break down what you’re recurring payments will be.
How much you’re able to spend on a house should be based solely on the number of total housing expenses you can afford per month. Your monthly mortga ...